Authors
Logvinova I. L.
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Degree
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Dr. Sci. (Econ.), Professor, Insurance and Social Economy Department, Financial University under the Government of the Russian Federation, Moscow, Russia; Head of Insurance Department, Synergy University |
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E-mail
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logir1@yandex.ru |
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Location
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Moscow, Russia |
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Articles
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Competing subjects in insurance marketSuccess of insurance business in developed countries is to a considerable degree determined by a variety of competing subjects in insurance markets. There is competition not only among stock insurers but also among joint-stock and mutual companies as well as among insurance companies in public and private spheres. The article studies mutual insurance organizations and their role in the insurance market. Read more...Education social entrepreneurship: international experienceSocial entrepreneurship was identified as a specific economic activity and a subject which is
needed to be studied not long ago — in the 80‑th of the XX century. And now the study programs
of social entrepreneurship exist in USA, Europe, Asia in the universities and in other organizations.
These are programs of higher education and of other kinds. This article deals with the questions,
what are the goals of such programs, what methods of studying are used in the frames of such
programs, where the knowledge of social entrepreneurship can be used. All this data seemed to
be interesting to the Russian readers as in Russia the entrepreneurship education in common and
the social entrepreneurship education in particular are just at the beginning.
Read more...
Mutual Insurance as an Element of the Competitive Environment of the Insurance MarketThe insurance market of the Russian Federation began to develop very recently, in historical terms, in 1988. New types of insurance have appeared – liability insurance, financial and business risk insurance, health insurance; the list of compulsory types of insurance is expanding. However, up to now, Russia's “insurance penetration rate” (the percentage of insurance premiums collected relative to gross domestic product) has been below not only the world average, but also the average for the group of developing countries (excluding Russia, which foreign analysts put in this group). It appears that the rapid development of the insurance market in the Russian Federation is hampered by the absence of a developed competitive environment on this market, due to the absolute predominance of commercial insurance and the almost complete absence of mutual insurance. The article is devoted to the justification of the role of mutual insurance in the formation of a developed competitive environment of the insurance market. To achieve this goal, the theoretical basis of identifying the competitive advantages of mutual insurance is set out; the role of mutual insurance in the formation of a developed competitive environment is shown on historical examples; the peculiarities of the formation of the competitive environment of the insurance market of the Russian Federation, due to the peculiarities of the historical development of our country, are revealed. Read more... |
