Authors
Kotenko A.
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Degree
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Senior lecturer, Moscow financial and industrial University “Synergy” |
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E-mail
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topkotenko@gmail.com |
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Location
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Moscow |
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Articles
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Features of competition in the pawnshop market
In modern Russia, pawnshops are recognized as a socially important part of the financial system
of the country, since 2014 this market segment is under the direct supervision of the Bank of Russia.
But there are still many myths, stereotypes and misconceptions inherent in the unscientific approach
to microfinance of Russian citizens on the security of movable property. At the same time, Lombard
business is moving forward in accordance with the latest technical innovations and business trends,
subject to General economic theory. In the article, the author tried to reveal the main issues of the
structure of this market and the relationship between the participants, identified current business
models, segmented by global criteria, identified the core of the market and formalized its role in the
development strategy of all participants. The indicators of market concentration are calculated, the
competitive environment is characterized, analogies with the market of microfinance organizations
are carried out. The data of the Bank of Russia, the Federal tax service, various systems and portals,
expert opinions are used as an information base.
Read more...
Limiters competitive position in the market of pawn shopsThe article describes in detail the market forces exerting increasing pressure on the pawnshop
market in Russia: the level of competition, inter-product competition, new threats, changing consumers
and suppliers forming the price strategy. The microfinance niche of pawnshops is undergoing
a significant transformation along with the entire financial market, the diversity of the financial landscape
is shrinking, competition is intensifying.
Read more...
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